Why Fullerton India Loan App is Famous for Applying for Loan?

A multipurpose loan for both salaried and self-employed individuals, Fullerton India takes care of all surprises that life throws at you. From financing a wedding to travelling to an exotic location, medical emergency, home repair or debt consolidation, Fullerton India is the right choice for you.

Don’t believe us? Check for yourself the various features and benefits that Fullerton India offers to its customers to ensure that they do not face any financial burden. You can download the Fullerton India personal loan app from Play Store or Apple store and begin your journey to financial freedom.

Features of Fullerton India personal loan app

Fullerton India offers a customised personal loan to cater to all the issues of all individuals. Some important features include:

  • Lenient Eligibility Criteria: The eligibility criteria for Fullerton India is fairly simple and easy. If you fulfil the below criteria, your chances of getting the loan approved increases.
  1. The applicant must be a resident citizen of India.
  2. The applicant must be between 21 to 60 years of age.
  3. The applicant must be either a salaried individual or a self-employed individual.  
  4. For salaried individuals residing in Mumbai or Delhi, the minimum income must be Rs 25,000 and for individuals in the rest of India, the minimum income must be Rs 20,000.
  5. For self-employed individuals, the minimum yearly profit after tax is set based on profession/industry.
  6. The credit score of the applicant must be over 750.

The above criteria do not guarantee loan approval but ensure a higher chance of being approved.

  • Reasons for taking a personal loan: Fullerton India does not put any restriction on the usage of the personal loan amount. You can use the amount for any purpose of your choice. Some common reasons for availing of a personal loan through an online loan app.
  1. Medical Emergencies
  2. Used Cars
  3. Debt Consolidation
  4. Higher Education
  5. Wedding Expenses
  6. Home Renovation
  • Online Loan Application: Fullerton India online loan app offers a completely digital application process. You can download the app, fill the application form, upload some documents, and submit the personal loan application in no time. The entire process is hassle-free with minimum documentation. The documents required include:
  1. Duly filled and signed application form
  2. Proof of identity
  3. Proof of address
  4. Proof of age
  5. Salary slips for the last three months (for salaried)
  6. Bank statement for the last six months
  7. Income tax returns or form 16
  8. Proof of Income / financial statements (for self-employed)
  • Loan Terms: The loan terms offered by Fullerton India helps in easing the financial burden while also offering repayment flexibility. Some of the loan terms include:
  1. Loan Amount: With Fullerton India, you can borrow up to Rs 25 Lakhs for your emergencies. The final amount approved will depend on your profile details mentioned in the application form.
  2. Loan Interest: The loan is offered at an affordable interest rate starting from 11.99%.
  3. Loan tenure: The loan is offered with flexible repayment tenures up to 60 months.
  1. Tools & Calculator: To ease your loan procedure, Fullerton India has various tools:
  1. EMI calculator: EMI is the payment that one must pay each month to Fullerton India, against the personal loan taken. The EMI includes both the interest as well as the principal amount. You can calculate the EMI to get a better idea about the financial expenses you may have to incur every monthly.
  2. Loan Eligibility: This tool makes it easier for everyone to check their eligibility criteria. It gives you a better idea of whether or not you can get the Fullerton India personal loan.
  1. Quick Disbursal: Along with the above features, personal loan app also offers quick disbursal of the loan once the application has been approved.


Fullerton India is not just a loan offering financial institution, but a friend in need who offers you the necessary funds to finance any unplanned event. Download the instant loan app and enjoy all the benefits.